Tuesday, April 20, 2021

Another group stole my work!

Wounded Times
Kathie Costos
April 20, 2021

Of all the things I would want people to share, it would not be about "suicide awareness" because I find it repulsive. Raising awareness that veterans are killing themselves, only spreads the heartache, reminding them of all the others who gave up. Not that any of these groups has the slightest clue what the true number is, or any of the data, or any of the facts that does save lives. What makes it worse is, they have no problem stealing something that belongs to someone else!

Today I found one of my images used to promote We Are the 22 on facebook. I did a post back in 2013. It was the oldest one I could find. 
This is the link to the post I did back in 2013! I've been doing this work since 1982! I had to look them up online and discovered how much publicity they are getting. They are making money, which I never cared about in all these years. You would think they could afford to come up with things on their own or at least respect my work enough to ask if they could use it. 
I am so tired of this happening!


UPDATE
I was just on their Facebook page where they have used this many times and found even more!
They used this slogan over and over again!
here is the link to my post from 2016, and yes, I messed up typing the date but have the Google Search result below.


They actually used this one when the post I did was attacking all the groups doing suicide awareness!


Here is the link to the post from 2016




Thursday, April 15, 2021

Calling on angels

Wounded Times
PTSD Patrol
Kathie Costos
April 15, 2021

Today my heart is broken. Two reports about the suicides in the military and veterans community reminded me of the reason I had to give up working with both groups after 38 years. I could not fight alone anymore. Telling the truth and saying what had to be said to save their lives was no longer possible without ripping my heart out on and daily basis.
Despite Congress' efforts and an ever-rising VA budget, there's no evidence the federal government has put a dent in the veteran suicide crisis, with the VA's data showing little change in the suicide numbers each year. (Military.com)

Military suicides are also higher. "The report from the Department of Defense shows our military saw a spike in people taking their own lives. In total, 377 active duty troops took their own life in 2020, across all branches of the military. This is an increase of 8% from the same time in 2019." but when you actually read the report, you notice that the numbers in the following article do not include the 194 "Reserve Components" that are included in the Department of Defense Suicide Report. 511, which has been consistently the average since 2012. If you find that hard to believe, since the media hasn't told you that part, then look at the whole chart on the link and add the two totals together.
"Your mental health impacts more than just you, it impacts everybody around you. And those are things we have to be aware of. You may not want to get help for you but what about for your daughter or for your son. What about for your mother or your brother who has to deal with the things that you were going through," said Williams." (Porsche Williams, the founder of Restore Life Global WUSA9 News)
It became all too clear that the only groups getting support were ranting about "raising awareness" that they were killing themselves. No plans, no facts, just saying it was happening and they ended up getting all the support while leaving people reminded that others gave up too. As if that was going to work when they needed reasons to get up in the morning. They needed hope and they needed the truth, but these groups did not have a clue what they were talking about...but they sure knew how to get attention for themselves.

I do not want to be contacted by one more group wanting money for what they do with results like this. No one should be giving them any attention at all when the results has proven over and over again, hasn't "put a dent in the crisis."

I asked for help from many groups and offered to let them take the credit for what I was willing to show them how to do. They turned me down. Over and over again, I tried to contact members of Congress but they would not listen. I wrote and wrote even more, but thousands of articles later, none of them did much good. Wounded Times has over 4.8 million page views, yet there are few people telling the truth about what has been going on. I have over 700 videos on YouTube and few bother to watch them or share them. 

I am willing to get back into this fight again but only if angels decide to fight with me. I won't fight this alone again. My heart cannot take it. I know what it is like to save lives and trust me, if I can do it, it isn't rocket science. It requires knowledge and doing it for the right reasons. I am calling on angels to help me this time, so all of us can help them heal.
Calling All Angels
Train 

I need a sign to let me know you're here
All of these lines are being crossed over the atmosphere
I need to know that things are gonna look up
'Cause I feel us drowning in a sea spilled from a cup
When there is no place safe and no safe place to put my head
When you feel the world shake from the words that are said
And I'm calling all angels
And I'm calling all you angels
And I won't give up if you don't give up
I won't give up if you don't give up
I won't give up if you don't give up
I won't give up if you don't give up
I need a sign to let me know you're here
'Cause my TV set just keeps it all from being clear
I want a reason for the way things have to be
I need a hand to help build up some kind of hope inside of me
And I'm calling all angels
And I'm calling all you angels
When children have to play inside so they don't disappear
While private eyes solve marriage lies 'cause we don't talk for years
And football teams are kissing Queens and losing sight of having dreams
In a world that what we want is only what we want until it's ours
And I'm calling all angels
And I'm calling all you angels
And I'm (I won't give up if you don't give up)
Calling all angels (I won't give up if you don't give up)
And I'm (I won't give up if you don't give up)
Calling all you angels (I won't give up if you don't give up)
Calling all you angels (I won't give up if you don't give up)
Calling all you angels (I won't give up if you don't give up)
Calling all you angels (I won't give up if you don't give up)

Source: LyricFind
Songwriters: James Stafford / Scott Underwood / Pat Monahan / Charles Colin
Calling All Angels lyrics © Sony/ATV Music Publishing LLC 

I started doing videos on PTSD in 2006. The first suicide awareness I did was in 2007 because I thought all that people needed to save lives, was to know it was happening. Putting the video and post together, ripped my heart out, but it was important. I wrote a book about suicides tied to military in 2013 proving all the money and "efforts" did not work, and why they did not work. It didn't do any good.

I did the video Alive Day in 2012 when the reports started coming out. This is what they need to know and this is how we do it!

If you are raising awareness about them killing themselves, you are part of the reason they are gone!

Wednesday, April 14, 2021

"And you know you can survive"

PTSD Patrol
Kathie Costos
April 14, 2021

"And you know you can survive" are some powerful words to hear when you don't think you can. When everyone you know will not, or cannot, offer you any hope or support, those words empower you to do more than just survive. They let you know you have the power to do that!

Today the featured video is Mariah Carey, Hero. If you ended up with PTSD because of your job, risking your life for others, or sacrificing for the sake of others, you already know what a hero is, but you are the last one to claim that title for yourself. If you have PTSD because of your "job" then it was much more than a just a job. It was your vocation. Average people do not take those jobs. You are above average.
I used this song in a video from a long time ago, PTSD Hero After War for members of the military, with I'll Stand By You from The Pretenders. In this war against PTSD, you can also be a hero to someone else fighting their own war to reclaim their life. Once you heal, you can stand by them and show them the way. You can encourage them when they have no courage left. You can empower them when they cannot find enough power to get up out of bed.

If your job caused it, understand that humans are not built to withstand the constant onslaught of traumatic events. Most of the people you risked your life for, ended up with PTSD from the event you responded to...one event for them but it was one of many for you.

The thing is, as human as you are, if God put it into your soul to do that kind of job, He also equipped you with everything you need to heal from it. It is built into your emotional core and that core is stronger than others, or you wouldn't have been able to do that job for more than a little while. Most of the people I worked with over the years, had done the "job" for many years and faced so many events they were not even sure which one hit them the hardest.

Now think about what kind of hero you can be to others just by telling your story and sharing your own struggles with them. You are not done serving others even if you had to give up the job that caused PTSD. There are over 8 million Americans with PTSD, that is known about. There are many more who have it by have no idea what it is going on with them and they have not sought out help. You can reach them to and encourage them to seek help to take back their lives from PTSD too.

Tuesday, April 13, 2021

If PTSD had an anthem, it should be HELP!

PTSD Patrol
Kathie Costos
April 12, 2021

(This is from my other site for everyone with PTSD. I thought it was important to share it here too!)

Most people start singing a song whenever they hear it. They can't help it. It makes them happy to sing it. It is as infectious as it was when it was released in 1965! The song, naturally is the Beatles HELP! It was so popular, they even had a movie with that title. So why is it so much easier for everyone to sing that song, than it is to do it?

If PTSD had an anthem, it should be HELP! How much clearer does it have to be? Why the hell should anyone have a problem asking for help when they need it but have no problem, if they can carry a tune or not, to sing this song loud and clear? Has that ever dawned on anyone?


"And now my life has changed in oh so many ways"
Isn't that what having PTSD is like? Your life does change in so many ways. The thing is, getting help can change your life for the better. Wouldn't it make more sense to actually ask for help to be happier, than it is to settle for being happy singing this song for a few minutes? 

Common sense needs to come back into the conversation we've been having about PTSD because we're all tied of hearing the doom and gloom. All that has done is tell us that we should never expect to be happy again. Where is the hope in that? Someone said that asking for help is a sign of weakness but all that meant was the hope the had was weak and they wanted everyone else to be miserable too!

Isn't it time to stop singing the same tune and start asking someone for help in real life? Someone who can actually help you? Asking for help is normal. It is human. Won't you please, please, ask for help when you need it?



Remember, it is your life...get in and drive it!
#BreakTheSilence and #TakeBackYourLife from #PTSD


HELP
The Beatles

I need somebody
(Help!) not just anybody
(Help!) you know I need someone
Help!
I never needed anybody's help in any way
But now these days are gone, I'm not so self assured (but now these days are gone)
(And now I find) Now I find I've changed my mind and opened up the doors
Help me if you can, I'm feeling down
And I do appreciate you being 'round
Help me get my feet back on the ground
Won't you please, please help me?
And now my life has changed in oh so many ways (and now my life has changed)
My independence seems to vanish in the haze
But every now and then I feel so insecure (I know that I)
I know that I just need you like I've never done before
Help me if you can, I'm feeling down
And I do appreciate you being 'round
Help me get my feet back on the ground
Won't you please, please help me
When I was younger, so much younger than today
I never needed anybody's help in any way
But now these days are gone, I'm not so self assured (but now these days are gone)
(And now I find) now I find I've changed my mind and opened up the doors
Help me if you can, I'm feeling down
And I do appreciate you being 'round
Help me get my feet back on the ground
Won't you please, please help me, help me, help me, ooh

Source: LyricFind
Songwriters: John Lennon / Paul McCartney
Help! lyrics © Sony/ATV Music Publishing LLC, Downtown Music Publishing

and the movie HELP

Thursday, April 1, 2021

5 Facts About VA Home Loans

5 Facts About VA Home Loans That You Should Know




Guest Post Myriel Legaspi

Most Americans dream of becoming homeowners are some point in their life. Government-guaranteed home loans have addressed many of the issues that have come up for potential homeowners. However, many real estate experts see VA home loans as the best government home loans available. Their consideration as the best government loans available is because they can do much more than buy a home.

If you are an applicant that meets the VA loan requirements, you must know how many things VA can do for you. We will go over five things that eligible applicants should know about VA home loans.

1.            Zero Money Down

Perhaps the most appealing thing about VA home loans is that eligible applicants can buy a home without paying a down payment. It is a significant benefit since most conventional loans have a down payment requirement of 20%. However, removing down payments does not entirely remove all of the initial costs from buying a home. Borrowers are still required to pay for money deposits, appraisals, and home inspections. 

Additional benefits from VA loans are lower interest fees, low monthly mortgage payments, no mortgage insurance premiums, and the ability to finance the funding fee.

2.            Finances the Construction/ Refinancing of a Property

Although most people who know about VA loans know about its home-buying capabilities, it is important to note that they can also finance the construction and the refinancing of a property. Both construction and refinancing loans have eligibility requirements.

  • VA Construction Loans

Any construction project financed by the VA construction loan requires land preparation before construction can begin. Because the VA cannot insure loans on vacant land, empty lots not prepped for construction are not eligible. 

  • VA Refinancing Loans

The VA insures two refinancing loans, and they are Interest Rate Reduction Loans (IRRRL) and Cash-Out Refinancing Loans. IRRRL offers loans of up to 100% of the current loan amount for eligible applicants. As the name suggests, cash-out loans offer cash options on home equity from a conventional and a VA home loan. Money from these cash-out loans can pay off debts, financial emergencies, and home improvements.

Borrowers who used a conventional loan to finance a property's construction have often ended up refinancing that property through a VA refinancing loan to enjoy VA loan benefits.

3.            VA Adaptive Housing Grants  

Veterans who sustained a life-altering injury due to their military service can use a VA grant to fund their property's adaptation to meet their disability needs. There are two types of grants insured by the VA and improve the applicant's quality of life.

The two types of property adaptation grants are the Specially Adaptive Housing (SAH) Grant and the Special Home Adaption (SHA) Grant. In the fiscal year 2021, SAH grants offer up to $100,896, and SHA grants have a limit of up to $20,215. In addition to the amount, both grants offer, SAH grants are for applicants who own or will own the property, while SHA grants are for applicants who might not own property.    

4.            Reusable Benefits

One of the best benefits from VA home loans is that their benefits are reusable with no current limit to how many times borrowers can use these loans. Eligible Veterans and Active Duty Service Members qualify for a set amount of entitlement. These entitlements are a specific amount that the VA insures if the borrower ends up defaulting on the loan. Additionally, there are no limits as to how many times entitlements are usable, and the only requirement is for borrowers to finish paying off previous loans. 

5.            Benefits Last a Lifetime  

Finally, VA home loan benefits earned last a lifetime for Veterans, Active Duty Service Members, and eligible spouses. However, these benefits were not lifelong in 1944 when VA home loans became part of the Servicemen's Readjustment Act. The permanence of these benefits came from the signing of the Veteran's Housing Benefits Improvement Act of 1970, signed into law by President Richard Nixon.   

Phil Georgiades is the CLS for VA Home Loan Centers, a government-sponsored brokerage specializing in VA home loans. Phil has more than 22 years of experience working in real estate professionally. For more information about VA loans or to submit a VA loan application, give us a call at (877) 432-5626.