August 18, 2008
Insurer denies claim for dead Iraq vet
Family's lawsuit in Kanawha Circuit Court says AIG's refusal reason is frivilous
The parents of an Iraq war veteran who died in his sleep in February while recovering from post-traumatic stress disorder have sued his insurance company after it refused to pay his life insurance.
By Andrew Clevenger
Staff writer
The parents of an Iraq war veteran who died in his sleep in February while recovering from post-traumatic stress disorder have sued his insurance company after it refused to pay his life insurance.
In a lawsuit filed in Kanawha Circuit Court in July, Stan and Shirley White of Cross Lanes maintain that Houston-based American General Life Insurance Co. wrongly denied them the proceeds from their youngest son's life insurance policy.
Andrew White joined the Marine Corps Reserve in July 2003, and served as a combat engineer, disarming "improvised explosive devices" and patrolling areas near Iraq's border with Syria.
Shortly after he returned home in September 2005, his older brother, Bob, who was serving in the Army in Afghanistan, was killed when a rocket-propelled grenade hit the Humvee in which he was riding.
In the wake of his brother's death, Andrew White took out a $50,000 policy with AIG, the lawsuit states.
"To preclude placing a financial burden on his family, who had already suffered through one tragedy, Andrew purchased a life insurance policy from AIG. Andrew chose to list his parents as sole beneficiaries, as he was unmarried, and did not have children," the lawsuit states.
After filling out an application, he was examined by a health professional of AIG's choosing on Oct. 31, 2006, the lawsuit maintains.
AIG issued his policy the following month.
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Monday, August 18, 2008
AIG denies claim for dead Iraq vet
AIG gave Iraq Veteran a policy in 2006. A year later, he was diagnosed with PTSD. He died but AIG denied paying on the policy. This is not just about a man who was willing to lay down his life for this country and suffered for it, it's about a life insurance claim that has not been honored. Do you think it could happen to you as well? Imagine how you would feel if you trusted an insurance company to take care of your family when you were gone and then found out the policy was a worthless piece of paper.
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